Reduce Your Financial Risk In Retirement
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Arianna Del Palazzo | Retirement Planning Specialist
Frank Del Palazzo began his career in 1964 with Robinson & Company, a member firm of the NYSE. He owned and operated several companies throughout the years, and had a varied financial background. Frank’s passion was to equip his clients with the education and information necessary to make important decisions on how to secure their future and retirement.
In 2019 Frank passed on the business he built up for over twenty years to his daughter and partner of 5 years, Arianna Del Palazzo.
Arianna is an accomplished and licensed financial advisor and the host of a Safe Money Radio program on WPTI 94.5. She recently became the youngest woman in the State of North Carolina to be elected for the position of County Commissioner.
The Del Palazzo’s philosophy and approach to investing is quite different from most advisors. Each client suggestion is based on the 3 stages of financial life and not from the stand point of “risk tolerance.” Arianna’s unique approach to Safe Money Investments allows her to provide completely risk free investment avenues for each and every retiree. Her clients breathe easy knowing their retirement is 100% safe from market fluctuation. Arianna is licensed with over 15 companies and has been a long standing member of the BBB having earned an A+ rating.
What We Offer
That’s why we make income planning our top priority at our firm. We help our clients establish a solid income plan guaranteed to last as long as they do. In other words, the income plans we prepare for our clients are guaranteed to “go the distance.” Even if that means they live to be 120 or older! They are guaranteed to always receive that monthly check.
If an income plan is the most important thing in retirement, peace of mind might be the second. Let us help you create and income strategy you can’t outlive so that you can enjoy retirement with confidence and certainty.
Did you know that Warren Buffett’s number one rule to investing is to never lose money? He also has a second rule and that is to never forget rule number one!
We specialize in helping our clients make asset protection and preservation their top priority. Many people underestimate the devastation of losses to their portfolio due to market declines and don’t realize how difficult it can be to rebuild an account.
Did you know that a loss of 25% requires a positive return of almost 34% just to get back to even? A 50% loss of your retirement account means you have to double your money (receive a 100% return) just to be whole again. Think about it. If you have $100,000 and lose 50%, you’re left with $50,000. Now you’re left with the insurmountable task of going from $50,000 back to your original deposit of $100,000; a return of 100%. How long do you think that will take? Two years? Five years? Ten years or more? What if you experience additional losses in the process of trying to get back to even? What if you’re drawing income from this account? What kind of impact will that have?
We believe that the best way to make a dollar is to keep it. Retirement is a critical time and most retirees simply don’t have the time to recoup losses in their portfolios. Let us show you how we help our clients achieve a reasonable rate of return, in many cases averaging 4 to 6%, and without ever subjecting their retirement accounts to loss – guaranteed!
Because of the constantly changing estate tax laws and emerging vehicles to help you protect and transfer your assets effectively, it’s important to work with experienced estate planning professionals who stay current in this filed and advise clients on a day-to-day basis.
Contact our office today to schedule a one-on-one estate planning consultation.
Here are four things you can do with the money in your employer sponsored retirement plan:
- Leave the money where it is
- Take the cash (and pay taxes, plus a 10% tax penalty if you are younger than age 59 ½)
- Transfer the money to another employer-sponsored plan (if the plan allows)
- Roll the money over to a self-directed IRA
Let us help you determine if a rollover is the right move for you!